Cheap Buy To Let (BTL) second charge loans for landlords
Are you looking for a buy to let mortgage? If you are planning to buy a property to rent out you will need a buy-to-let mortgage. As many existing landlords already know, this market has shrunk considerably over the last few years. However, there are still finances out there.
With the chancellor changing the rules on stamp duty for BTL, this white hot market is going into overdrive as investors set out to beat the April 2016 deadline, but sometimes it doesn’t make sense to remortgage in order to release funds. A second charge loan may be a more financially viable solution.
We have a complete range of fantastic second charge BTL loans online. Please check out the quick free, no obligation form below where you can generate quotes and browse the range of products at anytime or you can call our to discuss your enquiry with our underwriters on 0800 6522 052 quoting Wise Money.
What’s on Buy To Let Loans and Mortgages offer:
£10,000 – £1,000,000 on a second charge basis
LTV’s up to 75%
Rates from 5.79%
ERC: 1 month notice + 1 month’s interest
No personal income required
Any adverse credit over 12 months ignored
Procuration fee 2.5%
Being refused credit or having a bad credit rating is nothing to be ashamed of and we won’t judge you either.
We specialise in helping those previously refused by other companies and high street lenders.
We even arrange loans for the self-employed and those who have difficulty in proving their income.
No matter what you need, experienced and friendly advisors will guide you every step of the way – so your application goes ahead quickly, easily and completely hassle free.
Who can apply for a remortgage?
The simple answer is anybody can apply- however in reality before an application can be processed your age and employment status are taken into consideration.
As long as you are employed and you are over 18, you can apply. Please contact us today for a free no obligation quote.
Our lenders provide some of the most competitive finances in the UK. So if you’re looking for a help and you’re a UK resident why not ask for a quote?
At Wise Money we work with a number of different financial services providers. As a result we find that we are able to provide competitive rates and terms for a wide range of different personal circumstances.
You can expect a prompt and efficient service. An in-principle decision will be made as soon as possible and once your application has been fully processed your money is made available to you as quickly as possible which you are then free to spend as you wish.
The overall cost for comparison is 8.6% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. UK customers- WiseMoney.com Ltd is an information only website who will pass you to an appropriately FSA regulated and authorised organisation who you give permission to contact you. We may receive a financial payment if you successfully complete a product for which we introduced you. We wish you all of the best in your financial endeavours.