WISE MONEY » 2009 » September

Home Refinance at Wise Money- bad credit and self employed helped

Dr Search- Principal Consultant at the Search Clinic — Wed, 30 Sep 2009 12:09:00 +0000

Home Refinance- You may want your loan for major home improvement work, a holiday, to pay school or university fees, or to provide financial support for your children.

Whatever you need to loan the extra money for we will be happy to listen.

Your loan can be for any purpose and once we have received your completed homeowner loan form your loan application will be processed quickly to ensure your secured homeowner loan is granted as soon as possible. Once your loan is granted you are free to spend your money on anything you wish.

Borrow £5,000 to £1,000,000
Borrow over 3 to 25 years
Simple, fast and straight forward
Free yourself from unwanted debts

For UK loans seekers looking for a fast online loans calculator APPLY NOW please click here now

For UK mortgage refinance fast online mortgage calculator APPLY NOW please click here now

Being refused credit or having a bad credit rating is nothing to be ashamed of and we won’t judge you either.

We may still be able to arrange an unsecured bad credit loan for you even if you’ve been turned down or refused credit many times.

A bad credit history is just that, history. So why not fill in our online form today for a free unsecured bad credit loan quotation and perhaps we can turn your bad credit history into a positive result.

We specialise in helping those previously refused by other companies and high street lenders. Finance for tenants, homeowners, and anybody with bad credit or credit difficulties such as CCJs, defaults or mortgage arrears.

We even arrange loans for the self-employed and those who have difficulty in proving their income.

No matter what you need, experienced and friendly advisors will guide you every step of the way – so your loan application goes ahead quickly, easily and completely hassle free.

What is an unsecured bad credit home loan?

An unsecured bad credit loan is for people who have had problems in the past, and now have a less than perfect credit rating. An unsecured bad credit loan does not require you to use your property as a guarantee or security for the loan either. As it is unsecured, the loan offers a little more flexibility to the borrower that does not wish to put their home at risk.

Who are the loans for?

Unsecured Home Loan Calculator are in the first instance, best suited to those with a bad credit history who do not wish to secure the loan against their property. In the second instance, an unsecured bad credit loan is often the only option for people or tenants who suffer with a bad credit history and have no property to secure the loan against.

Who can apply for a loan?

The simple answer is anybody can apply for an unsecured bad credit loan, however in reality before an application can be processed your age and employment status are taken into consideration.

You may need to arrange finance for a new car, a well-deserved holiday, home improvements, to pay school or university fees, or to pay off credit cards or an overdraft.

Your finance can be for any purpose and your application will be processed quickly to ensure your monies are granted as soon as possible. Once your loans are granted you are free to spend the money on anything you wish.

As long as you are employed and you are over 18, you can apply. Please contact us today for a free no obligation quote.

Our lenders provide some of the most competitive finances in the UK. So if you’re looking for a help and you’re a UK resident why not ask for a quote?

At Wise Money we work with a number of different financial services providers. As a result we find that we are able to provide competitive rates and terms for a wide range of different personal circumstances.

You can choose between a secured or an unsecured credit and it can be for any purpose. All that our lenders ask is that you can meet the monthly repayments and that you’re a UK resident.

You can expect a prompt and efficient service. An in-principle decision will be made as soon as possible and once your application has been fully processed your money is made available to you as quickly as possible which you are then free to spend as you wish.

Please click here now to APPLY NOW online here now

The contents of this blog are for information purposes only. It is not intended as a recommendation to trade or a solicitation for funds. The Wise Money Blog cannot be held responsible for any loss or damages arising from any action taken following consideration of this information.

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Home Loans at Wise Money- bad credit and self employed helped

Dr Search- Principal Consultant at the Search Clinic — Tue, 29 Sep 2009 08:34:00 +0000

Home Loans at Wise Money- bad credit and self employed helped

Home Loans-You may want your loan for major home improvement work, a holiday, to pay school or university fees, or to provide financial support for your children. Whatever you need to loan the extra money for we will be happy to listen.

Borrow £5,000 to £1,000,000
Borrow over 3 to 25 years
Simple, fast and straight forward
Free yourself from unwanted debts

For UK loans seekers looking for a fast online loans calculator APPLY NOW please click here now

For UK mortgage holders looking for a fast online mortgage calculator APPLY NOW please click here now

Being refused credit or having a bad credit rating is nothing to be ashamed of and we won’t judge you either.

We may still be able to arrange an unsecured bad credit loan for you even if you’ve been turned down or refused credit many times.

We even arrange loans for the self-employed and those who have difficulty in proving their income.

No matter what you need, experienced and friendly advisors will guide you every step of the way – so your loan application goes ahead quickly, easily and completely hassle free.

What is an unsecured bad credit home loan?

Who are the loans for?

Who can apply for a loan?

The simple answer is anybody can apply for an unsecured bad credit loan, however in reality before an application can be processed your age and employment status are taken into consideration.

You may need to arrange finance for a new car, a well-deserved holi
day, home improvements, to pay school or university fees, or to pay off credit cards or an overdraft.

As long as you are employed and you are over 18, you can apply. Please contact us today for a free no obligation quote.

Our lenders provide some of the most competitive finances in the UK. So if you’re looking for a help and you’re a UK resident why not ask for a quote?

You can choose between a secured or an unsecured credit and it can be for any purpose. All we ask is that you can meet the monthly repayments and that you’re a UK resident.

You can expect a prompt and efficient service. An in-principle decision will be made as soon as possible and once yourapplication has been fully processed your money is made available to you as quickly as possible which you are then free to spend as you wish.

Please click here now to APPLY NOW online here now

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Home insurance quotes for buildings and contents through Wise Money and save 10% on your renewal quote!

Dr Search- Principal Consultant at the Search Clinic — Mon, 28 Sep 2009 07:52:00 +0000

Home insurance quotes- insure your house and save at least 10% against your current insurers renewal premium with like-for-like cover.

With more than 35 years’ experience you can trust one of the country’s leading household insurance brokers. Whether you’re looking for buildings insurance, contents insurance or a combined policy; we can find the right cover at the right price.

Our online quotation engine searches hundreds of policies from the biggest names in UK insurance to give you an instant quote. It’s then up to our team of underwriters to tailor the quote to fit your circumstances and see how much extra you can save. In fact, we are so confident in our service that we guarantee a 10% saving on your current renewal quote. Other benefits include:
* At least 10% cheaper guaranteed
* Access to a wide range of policies means we can provide cover to suit everyone’s needs: from first-time buyers to retired professionals
* Security conscious customers may be eligible for additional discounts by fitting smoke/ burglar alarms or joining a Home Watch scheme
* Switch to Quoteline Direct and we can usually repay the £25.00 administration fee charged by banks and building societies
* Call our 24-hour claims helpline to get help when you need it most. We aim to settle claims as quickly as possible with a minimum of fuss
* Choose from a number of payment options, including direct debit with NO DEPOSIT payable (details available on request)

We often hear complaints from ‘non-standard’ customers fed up with spending a small fortune on their house insurance; which is why we developed Ultimatum. So no matter whether you’ve got a thatched roof or a flat roof, a listed building or a subsiding semi; we can offer comprehensive cover at a competitive price.

For an home insurance quotes- please click here now or please telephone 0870 066 7500 quoting Wise Money to speak to a consultant.

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Travel insurance quotes overview at Wise Money

Dr Search- Principal Consultant at the Search Clinic — Fri, 25 Sep 2009 08:55:00 +0000

Travel insurance quotes for holiday insurances, vacation insurance for you from around the world!

For travel insurance quotes from the UK, please click here now
For Travel insurance from the USA, please click here now

* Age coverage from 0 to 85 * Wintersports covered- skiing and snowboarding * Business Travel * Single or Multitrips * Wedding Cover
* Independent Travellers *10% internet discount…Automatically included when you do your quote * Special cover options available… For golf trips, cruises, sports and adventure holidays * 15% discount… If you choose to remove baggage cover * Discounts for children/ students… Special family rates for parents travelling with children up to 17 and full time students up to 23 * Immediate cover... Documents available online as you buy

Travel insurance- whether you travel for business or pleasure, international travel involves risk. You may arrive at your destination to find that your luggage with personal items has disappeared. A personal emergency may necessitate your early return to your Home Country. A medical emergency may require hospitalization or even air evacuation. In most cases, your existing insurance will not provide adequate protection for these and other risks.

Winter Sports Cover
This option provides special extra cover for skiing, snowboarding and many other winter sport activities. Cover includes…
* Emergency medical assistance
* Skiing – off piste with a guide
* Accidental loss, theft or damage to your own or hired ski equipment
* Hiring replacement ski equipment should yours be lost, stolen or damaged
* Reimbursement of ski school fees, lift passes and hired ski equipment if you’re injured or fall ill
* Loss of your lift pass
* The costs of transport to an alternative site due to lack of snow or if avalanche closes your resort

Business Trips
When your job involves travelling abroad, it’s essential you have specialist cover to protect you from the unexpected. Cover includes…
* Stolen or damaged business equipment – includes computers and samples
* Stolen or lost money – includes company money
* Additional accommodation and travelling costs for a colleague to take your place due to your injury or illness
* Hiring essential business equipment following loss or breakage or misdirection or delay in transit
* Purchasing necessary replacements should your business equipment be delayed or lost in transit
* Travel several times a year? Why not choose an annual multi trip policy. You could save money. This option will become available as you complete your quote

Wedding Cover
Our specialist cover is tailor made for couples getting married abroad. If you want peace of mind for your special day, cover with extra wedding cover is a must. Cover includes…

* Wedding rings, wedding gifts and attire should they be accidentally lost, stolen or damaged
* Wedding attire cover includes bride’s dress, groom’s suit, shoes and other accessories bought specially for the wedding
* Reasonable additional costs to take photographs/video recordings again if the professional originally booked is unable to attend due to illness or injury
* All the other standard benefits from your travel policy such as medical expenses, cancellation and a 24 hour English speaking emergency medical helpline

Independent Traveller
Do you choose to book your holiday direct, cutting out conventional agents and package holidays? If you’re an independent traveller, you probably need extra protection from your cover. Cover includes…

* The cost of transport and alternative accommodation if what you’ve booked becomes unusable due to a disaster or insolvency of the accommodation provider
* Fire, flood, earthquake, explosion, tsunami, landslide, avalanche or storm making your accommodation uninhabitable
* Irrecoverable, unused accommodation costs and charges because you are unable to travel
* All the other standard benefits from your travel policy such as medical expenses, cancellation and a 24 hour English speaking emergency medical helpline.

Wise Money- Making Your Travel Worry-Free!

For travel insurance quotes from the UK, please click here now
For Travel insurance from the USA, please click here now

Without appropriate cover, you may be exposed to significant financial liability.
Our experts have designed a number of international policies to
cover all of your risks!

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Foreign exchange WiseMoney’s 2 Services- cash delivery currency converter and larger forex currency exchange- international foreign money exchange for anyone!

Dr Search- Principal Consultant at the Search Clinic — Thu, 24 Sep 2009 09:09:00 +0000

To order your foreign exchange holiday money cash deliveries in the UK for amounts less than £4,000, $5,000 or €5,000
Or for amounts of currency over £4,000, $5,000 or €5,000 please call 0845 389 3000 and ask for a no obligation, free consultation with theexclusive Wise Money business forex service or complete the online enquiry form

Specialists in selling foreign currencies and traveller’s cheques. Our travel money service offers commission free currency at highly competitive rates.
Avoid the queues, unnecessary journeys and order your travel money from the comfort of your own home or office. Then let our speedy next working day delivery service to take over to ensure your money arrives at your door safely.
Place your order before 12:30pm and your money will be delivered by fully insured special delivery by 1.30pm the next working day.
Please note: Orders received before 12:30 pm on Friday will be delivered the following Monday. Orders received after 12:30 pm Friday or placed on Saturday and Sunday, will be delivered the following Tuesday. Special arrangements for Bank Holidays will be advertised on the site at the time.
There is absolutely no service fee or commission on the currency exchange transaction. There is a £4.95 handling fee to cover the cost of delivery and insurance. Orders over £300 when paid for by debit card and bank transfer will receive free delivery please select this option in the shopping cart.
Payment can be made securely over the Internet with any card bearing the Switch, Delta, Visa, MasterCard logo or by cheque, chaps, swift.
We also supply commission free, American Express Travellers Cheques, with the peace of mind offered by free insurance against theft and loss and a 24-hour replacement service.

To order your foreign exchange holiday money cash deliveries in the UK please click here now for amounts less than £4,000, $5,000 or €5,000
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Travel Money
Our travel money service allows you to securely purchase foreign currency and traveller’s cheques at unbeatable exchange rates as well as zero commission. If you order before 12:30, your travel money will be safely delivered to your home or place of work by the next working day.

Our international money transfer service provides a simple, secure and fast method to transfer funds to and from the UK for both personal and business needs. The transfers are a highly convenient, secure and cost effective way to transfer money to bank accounts in over 70 countries worldwide

International Money Transfers
Whatever your reason for moving money abroad, whether transferring savings for your new life in the sun, investing in high value goods or making regular transfers overseas, we understand that you will want to get as much for your money as you can.

If your business is involved in international trade, whether its importing and exporting or settling invoices in other currencies, you are exposed to exchange rate volatility which can have a detrimental affect on your bottom line.

Whilst currency fluctuations are an unavoidable aspect of international trade we can provide you with a range of international payment solutions to help you manage foreign exchange exposure and risk.

By dealing directly with the currency markets, we can offer rates that the banks find hard to beat. That’s why we were found to be the best foreign exchange rate provider by the Financial Mail on Sunday.

No Commission Fee.
Free Transfer on transactions over £5,000.
Better Exchange Rates. We use the volume of our transactions to obtain wholesale rates from the currency markets and pass these savings onto you.
Dedicated Dealer. You will be assigned a dedicated dealer who will understand your needs and explain your options to you in plain English.
Range of Services. Whether you need your foreign currency in 18 hours or 18 months, we have a wide range of foreign currency instruments to meet your needs.
Going the Extra Mile. To add further value we have strategic alliances with 1200 companies.
Commitment to Excellence. We strive to provide a service with emphasis on exceeding expectations and developing long term client relationships.

Our aim is to provide a simple, courteous and cost-effective service to those clients. As we have grown through the years, our aims have not changed, and today we service the needs of thousands of clients in several areas of the foreign exchange market. From private clients buying property abroad to corporate clients with ongoing foreign exchange requirements, we strive to exceed expectations with excellent services and friendly, knowledgeable staff.

For your online Cash Currency Converter please click here now for cash deliveries in the UK of less than £4,000, $5,000 or €5,000

For your online Currency Converter Money Transfers please click here now for amounts over £4,000, $5,000 or €5,000

Your confidentiality is guaranteed at all times

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Debt Management UK through Wise Money

Dr Search- Principal Consultant at the Search Clinic — Wed, 23 Sep 2009 09:09:00 +0000

Debt Management UK consolidates all your outstanding loans in to one affordable monthly or weekly payment.

This is an informal arrangement made between your and your creditors. We have a number of providers of finance that may be able to assist you. The finance company will take details of your outstanding credits, income and outgoings, and provide proof to your creditors that they can’t afford current repayments.

You will then make one affordable payment to the finance company, which will in turn distribute this to your creditors. Typically, the new payment is half your existing payments, but will depend upon individual circumstances. The company charges an administration service for arranging this for you.

How can this help you?
* It creates lower payments for you.
* Payments are based on your disposable income.
* One payment.
* Less hassle, you pay the company and they forward payments to your creditors.
* Creditors liase with the company not you.
* Client control.
* If your circumstances change for the better or the worse, you may adjust your payments accordingly.
* No need for you to get involved in legal proceedings.
* Unlike an IVA, this is an informal agreement, not involving the courts and it does not require minimum loans levels.
* Does not put your home at risk.
* Unlike a secured consolidation loan, you do not run the risk of having your home repossessed should you not be able to make payments.
For financial help a fast online consolidate loans calculator please click here now

Examples of where credit refinancing fits in…

Total loans amount: £39,000
Was paying: £891/month
Now paying: £396/month
Client has totals outstanding loans of £39,000 with 7 creditors. He was aged 67 with a household income of £1,150 per month (including his own and his wife’s pension). He was paying out £891per month. He owns his home, without a mortgage, valued at over £400,000. He was unable to get a mortgage or secured loan due to age and insufficient disposable income. We have reduced his payment to £396, with a view to getting a mortgage or downsizing his home in the future.

Total loans amount: £12,950
Was paying: £350/month
Now paying: £180/month
These clients were repaying all their monthly credit payments until the husband lost his job, halving the household income. A few months later the savings which they had were all gone and so they tried looking at an unsecured loan to reduce monthly payments, not being homeowners they were unable to borrow against their property. Their low income ment that they were unable to get any type of loans and now they were beginning to miss payments. The clients looked at the possibility of an IVA but as the husband would be returning to work, an IVA would effect the client for too long given that the husband may be able to return to work within the year. A credit arrangent was the right solution for them because the payments were flexible and could be increased when they were both working again.

For financial help a fast online consolidate loans calculator please click here now

Even if you’ve got a bad credit history you can still apply for help. A bad credit history should not put you off applying for finance and we have helped many customers who have been turned down in the past by other lenders. Being refused credit or having a bad credit rating is nothing to be ashamed of and we won’t judge you either.

A bad credit history is just that, history. So why not fill in our online form today for a free quotation and perhaps we can turn your situation into a positive result.

Finance for tenants, homeowners, and anybody with bad credit or credit difficulties such as CCJs, defaults or mortgage arrears. We even arrange loans for the self-employed and those who have difficulty in proving their income.

For help and a fast online consolidate loans calculator APPLY NOW please click here now

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Debt Consolidation Loans with Wise Money for bad credit and self employed

Dr Search- Principal Consultant at the Search Clinic — Tue, 22 Sep 2009 10:46:00 +0000

Debt Consolidation Loans by Wise Money- UK loans calculators and UK mortgage calculators for the self employed, contractors, consultants, company directors, freelancers- people in adverse, poor and bad credit situations, tenants, arrears or court judgments- monthly payments can be consolidated and reduced by up to 70%

For UK consolidation debt loans seekers a fast online consolidate debt loans calculator APPLY NOW please click here now

For UK mortgage holders looking for a fast online mortgage calculator APPLY NOW please click here now

Debt Consolidation Loans- if your debts are becoming unmanageable you may be considering a debt consolidation loan. This may mean you will be repaying your loan for a longer term but debt consolidation loans could lower your monthly repayment to a more manageable amount.

Debt consolidation loans can be secured or unsecured: if you wish to borrow a considerable amount of money, or your credit history is poor, or you may just want the lowest possible interest rate, it may be necessary to secure your debt consolidation loan against an asset you own, usually your house. Talk to an Finance adviser to discuss your situation and they will help you decide the best option for your situation.

Borrow £5,000 to £1,000,000
Borrow over 3 to 25 years
Simple, fast and straight forward
Free yourself from unwanted debts

For UK loans seekers looking for a fast online consolidate debt loans calculator APPLY NOW please click here now

Bad Credit History Loans- Even if you’ve got a bad credit history you can still apply for help. A bad credit history should not put you off applying for a loan and we have helped many customers who have been turned down in the past by other lenders.

You may need a loan to provide extra cash, to buy a van, take a short break, or to pay off credit or an overdraft. Whatever you need the finance for we will consider your application.

Being refused credit or having a bad credit rating is nothing to be ashamed of and we won’t judge you either.

We may still be able to arrange an unsecured bad credit loan for you even if you’ve been turned down or refused credit many times.

We even arrange loans for the self-employed and those who have difficulty in proving their income.

No matter what you need, experienced and friendly advisors will guide you every step of the way – so your loan application goes ahead quickly, easily and completely hassle free. />

Personal loans- If you’re looking for ersonal finance talk to a adviser today to discuss your financing requirements. We work with a range of providers to ensure we can offer you good terms and interest rates on personal finance.

Your personal finance may be for any purpose, from a new vehicler to an overseas trip, whatever you want the additional money for we will try and help. Once your application has been processed, an in-principle decision can be made very quickly. When your application has been approved your money will be made available as soon as possible, and you are free to spend it as you wish.

Please click here now to APPLY NOW online here now

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Currency Converter Services at Wise Money

Dr Search- Principal Consultant at the Search Clinic — Mon, 21 Sep 2009 10:51:00 +0000

Currency Converter Services at Wise Money

Specialists in selling foreign currencies and traveller’s cheques. Our travel money service offers commission free currency at highly competitive rates.

Avoid the queues, unnecessary journeys and order your travel money from the comfort of your own home or office. Then let our speedy next working day delivery service to take over to ensure your money arrives at your door safely.

Place your order before 12:30pm and your money will be delivered by fully insured special delivery by 1.30pm the next working day.

Please note: Orders received before 12:30 pm on Friday will be delivered the following Monday. Orders received after 12:30 pm Friday or placed on Saturday and Sunday, will be delivered the following Tuesday. Special arrangements for Bank Holidays will be advertised on the site at the time.

There is absolutely no service fee or commission on the currency exchange transaction. There is a £4.95 handling fee to cover the cost of delivery and insurance. Orders over £300 when paid for by debit card and bank transfer will receive free delivery please select this option in the shopping cart.

Payment can be made securely over the Internet with any card bearing the Switch, Delta, Visa, MasterCard logo or by cheque, chaps, swift.

We also supply commission free, American Express Travellers Cheques, with the peace of mind offered by free insurance against theft and loss and a 24-hour replacement service.

To order your foreign exchange holiday money cash deliveries in the UK please click here now for amounts less than £4,000, $5,000 or €5,000

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UK Cash Credit Cards facility with no checks!

Dr Search- Principal Consultant at the Search Clinic — Fri, 18 Sep 2009 09:18:00 +0000

UK Cash Credit Cards facility with no checks!

How your Cash Credit Card account works: Your salary and other income can be paid into your billing account. Your Account Manager will set aside the money needed in this account for your regular bills and payments.
You can choose to transfer any remaining balance onto your cardone Prepaid MasterCard card which you can use to shop or withdraw money.
Not only can you pay for your weekly shop, you can withdraw cash at ATM machines worldwide, shop online or even over the phone.
Manage your account securely online, by phone and by text

	Quick and easy to apply with no credit checks
	A bank account with guaranteed acceptance that’s open to everyone*
	One-to-one Account Manager and secure internet banking
	No hidden bank charges and you won’t incur any overdraft fees
	We’ll give you your own Prepaid MasterCard® card so you can control your spending

We’ll give you all this for just £12.50 per month, plus a one off account opening fee of just £30

Please apply for your cash credit cards here now! For more FAQs, please click here now

A unique banking facility that’s open to everyone*, irrespective of your current situation or past credit history. There are no credit checks! We’ll help you manage your money so you can keep track of your payments or standing orders. Even if you can’t pay an item, we won’t charge you a bounced payment fee, but we will let you know in good time. We’ll ensure all your bills are paid on time.

A prepaid card looks just like any normal credit or debit card, with a card number, signature strip and chip. However, it does not provide you with a line of credit. You can’t borrow money with a Prepaid card – you can only spend the money you have loaded onto it.

The Prepaid MasterCard card works in a similar way to a Pay As You Go mobile top up card. If you transfer £100 to the card from your Billing Account, you can only spend £100. The advantage is that this card comes with all the convenience of a debit card. You can spend within your means and you cannot go accidently overdrawn. Using the cardone Prepaid card could help you control your money.

Taking it one step further- Why not request a second Prepaid card that is linked to the same cardonebanking account? This is ideal for a member of your family or partner and could help to keep spending to a set monthly allowance.

Please apply HERE NOW!

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Home insurance for contents through Wise Money and save 10% on your renewal quote!

Dr Search- Principal Consultant at the Search Clinic — Thu, 17 Sep 2009 12:42:00 +0000

Home insurance for contents through Wise Money and save 10% on your renewal quote!

Insure your house and save at least 10% against your current contents insurers renewal premium with like-for-like cover.

For an contents insurance quoets please click here now or please telephone 0870 066 7500 quoting Wise Money to speak to a consultant.

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